Wealth Management
Building wealth is an achievement like no other. Preserving and growing wealth does, however, require expertise, a personalised touch, and proactive ongoing management. At PFM Associates, we offer a professional wealth management service which we tailor to give you control and oversight, focusing on what matters most to you. Our professional wealth advisers work closely with you to develop a long-term wealth management strategy that reflects your financial position, objectives and risk profile.
Professional Wealth Management Services in Poole
Wealth management involves far more than simply offering investment advice. It’s about taking a complete view of your entire portfolio and profile, developing the right financial solutions and long-term financial goals that support and align with them. This can include investments as well as pension planning, succession planning, tax optimisation, estate administration and retirement plans, to name a few.
Our independent wealth management advisers have access to the entire market, and can recommend coordinated solutions and plans based on your unique profile, investable assets, and personal and family objectives.
Wealth and Investment Planning
- We take time to understand your financial position to inform all aspects of your bespoke wealth management service.
- Your investment portfolio is constructed specifically for your risk tolerance, objectives and circumstances, and not an off-the-shelf product.
- We monitor opportunities to minimise your tax obligations across your wealth structure and estate, including income tax and capital gains tax (CGT) to inheritance tax, and more.
- We ensure appropriate, adequate short- and long-term financial protection is in place for you, your assets and your family.
- We determine the optimal mixture of investments based on your risk tolerance and long-term goals.
- We’ll conduct regular portfolio reviews to ensure your investments align with your goals, and are cognisant of market conditions.
- We’ll propose systematic rebalancing where appropriate to maintain your target allocation while potentially enhancing returns with disciplined buying and selling.
What our clients say
Wealth and Tax Planning
- We will maximise the use of ISA allowances, pension contributions and other tax-efficient options.
- We’ll work with you to structure your income to make use of available allowances and lower tax rate bands, where possible.
- We’ll develop a long-term strategy to reduce your tax liabilities while giving you access to your wealth.
Wealth, Estate and Succession Planning
Wealth management includes ensuring your assets are protected and can be passed on according to your wishes. Working with specialist solicitors, we’ll ensure your will, estate and any trusts are structured appropriately, and, if you’re a business owner, we’ll implement proper business succession and continuity plans in line with your wishes.
Wealth Management Professionals You Can Trust
As independent wealth managers in Poole, Dorset, we’re not restricted to proprietary products or influenced by sales targets. Our recommendations are based solely on what’s best for your circumstances. This independence extends to our fee structure – transparent, agreed in advance, and aligned entirely with your interests.
Our team includes Chartered financial planners, investment specialists, and tax planning advisers, all working together to serve your interests. We will also be happy to coordinate with your existing professional advisers, whether that’s accountants, solicitors, bookkeepers and others, to ensure all aspects of your financial planning work together in perfect harmony.
Contact PFM Associates today for a free, confidential initial discussion about how our wealth management services can help protect and grow your financial portfolio and give your family optimal protection in the years to come.
Why work with us?
There are many reasons why over 2,000 people in Dorset, Hampshire and the South have chosen us to help them on their financial journey.
Be advised that the Financial Conduct Authority do not regulate tax or estate planning.
The value of your investments can go down as well as up.
FAQs - Wealth Management
While wealth management services typically benefit those with £250,000 or more in investable assets, we believe it’s more about the complexity of your situation rather than a specific number. Multiple income sources, business ownership, or complex goals often warrant professional wealth management regardless of your total wealth. We don’t see you as just a client; we value the trusted personal relationship we build, and our goal is to help you navigate your unique financial journey as smoothly as possible.
Wealth management focuses on growing and preserving significant wealth through sophisticated investment strategies, tax optimisation, and estate planning. It’s more specialised than general financial planning and often involves advanced strategies for high-net-worth individuals. PFM Associates is committed to building a lifelong partnership that adapts as your life evolves, offering a service that is both deeply personalised and fully transparent.
Wealth management covers a range of services, including investment portfolio management, tax planning and optimisation, estate planning, succession planning for business owners, philanthropic planning, family office services, and coordination with your other professional advisors like solicitors and accountants.
We use diversification strategies, alternative investments, hedging techniques, and dynamic asset allocation to manage volatility. This includes investments in different asset classes, geographic regions, and alternative strategies that may perform differently in various market conditions.
Our wealth management fees are based on a transparent, asset-under-management model. This means our fees are a small, annual percentage of the portfolio we manage for you. PFM Associates operates under a strong fiduciary standard, and we are committed to clarity. We will provide you with a full breakdown of all costs and services upfront, so you always know what to expect.
The value of your investments can go down as well as up, so you could get back less than you invested. Please note, the information provided on this page is for informational purposes only and does not constitute advice. The Financial Conduct Authority does not regulate estate planning or tax advice.
Ready to start your journey?
If you have any questions or would like to organise a no-obligation consultation at our expense, please complete this form.