Personal protection includes a wide range of insurances to protect you and your family in the event of death, serious illness, or accident.
There are many different types of insurance policies, each providing different features and benefits. These include term (life) assurance, critical illness cover, family income benefit, whole of life assurance, income protection, and private medical insurance.
Our advisers will talk to you about what your concerns and priorities are, and help you to decide how these can be mitigated cost effectively. Many people are surprised at the relatively low cost of life insurance.
Personal protection is of course a sensitive subject, however we believe it should feature high on the list of most people’s financial priorities. Our role is to help you understand the various scenarios that could lead to a reduced income, or future earnings potential, and to put insurance into place that will protect you and your family’s financial wellbeing in this event.